Big Plan Services
Risk Management
Easy Administration
Excellent Investment Choices
Plan Design Flexibility
A 401k Solution that Makes
Smart Business Sense
Why sponsor your own 401(k) plan when you can become an adopting employer of ours? Join our MEP and reduce your work and exposure, improve your pricing and services, and offer a first-class 401(k) benefit to your employees.
Our MEP
Makes Sense
If you are looking for a great retirement plan for your employees that also makes sense for you as a business owner or HR director, you’ve come to the right place.
Fiduciary Shield
Our MEP structure provides significant protection to you and your business against lawsuits, operational errors, and DOL and IRS audits.
Administrative Support
In our MEP, we do all the day-to-day heavy lifting so you have the time to focus on your business.
Consolidated Government Reporting
In a MEP, a single 5500 and audit are filed at the MEP level. That means you don’t have to file your own 5500 or do your own audit!
Open Architecture Investment Platform
With unrestricted access to all the major fund families, our investment menu will reflect the best options within each asset category – not the proprietary funds of an investment or fund company.
Better Share Classes
By pooling resources together in our MEP, we can make available low cost share classes that most small-and medium sized business can’t access.
Better Value
We use our size to negotiate great pricing and top-notch services from the best retirement providers available. All fees are also open and transparent so you can make the best decision for your company.
Your Plan
Design Options
You can realize all the benefits of being part of a MEP without losing any flexibility. And that is especially true when it comes to the options within your plan. When well designed, your plan can play an integral part of a strategic compensation package for your employees. As your 401k administrator, we will individualize your plan design to meet your company’s objectives and help your employees prepare for retirement.
Eligibility Timing
Within our MEP, you choose how quickly you want employees to participate in your plan. Coordinate with your other benefit offerings or adjust to meet your competition, you get to choose.
Enrollment Experience
Choose a traditional enrollment experience or fast-track your employee’s savings journey by choosing automatic enrollment and/or progressive savings.
Safe Harbor Designs
If you have failed 401(k) discrimination tests in the past, a safe harbor design may be for you. We’ll review all of your options and help you pick the option that is right for you.
Employer Contributions
Each company gets to select whether to contribute some of their own money to the plan and if so, how much. We’ll help you design the contribution so that it accomplishes your objectives.
Vesting Schedule
Your vesting schedule determines how quickly your employees “own” the money you put into the plan. You can choose from an immediate vesting schedule or delay the vesting over as much as a 6-year period.
Join Us
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© 2025 Ameritas Mutual Holding Company. This information is provided by Ameritas®, which is a marketing name for subsidiaries of Ameritas Mutual Holding Company, including, but not limited to: Ameritas Life Insurance Corp. & Ameritas Life Insurance Corp. of New York, (licensed in New York). Each company is solely responsible for its own financial condition and contractual obligations.